Budget & Debt Payoff Tracker (Excel/Google Sheets)
Stop guessing where your money's going. This is a single Excel workbook — four connected sheets, real formulas, nothing you have to configure — that gives you:Start Here — a one-page overview explaining exactly what to fill in and how the sheets connect, so you're not staring at a blank spreadsheet wondering where to begin.Monthly Budget — track income against every expense category, see what's over or under budget at a glance, colour-coded so you know instantly what's an editable input versus a calculated total.Debt Payoff Planner — list every debt you're carrying, and the sheet calculates months-to-payoff and ranks which one to attack first, using the real avalanche-method math (highest interest first), not a guess.Dashboard — a one-glance summary with charts, pulling live from the other three sheets, so you can see your overall financial picture without digging through tabs.Every number that should update automatically does — this isn't a static template with numbers typed in, it's a real working spreadsheet. Works in Excel and Google Sheets (upload the .xlsx directly).No subscription, no account, no app to install. Buy once, it's yours.What you get: One .xlsx file, instant download after purchase.Good for: Anyone who wants a clear, honest picture of their monthly budget and a real plan to get out of debt — without paying for a budgeting app subscription to do it.
Get it → brucemartin.gumroad.com