Freelancer Money OS — Invoice Tracker, Tax Set-Aside & Feast/Famine Buffer (Excel + Google Sheets)

Freelancing means every payment is a math problem: how much is actually yours, how much belongs to the IRS, and will there be enough next month?The Freelancer Money OS answers all three automatically.THE CORE: EVERY PAYMENT SPLITS ITSELFLog a payment and the sheet instantly shows how much to move to your tax stash (you set the rate) and how much is truly yours to spend. No more April surprises.WHAT'S INSIDE (8 connected tabs):📊 Dashboard — collected, outstanding, overdue, tax owed, runway — one screen🧾 Invoice Tracker — overdue invoices flag themselves in red💰 Income Log — auto-splits every payment into tax stash vs yours🏛️ Tax Quarters — estimated-tax tracker mapped to real IRS deadlines🌢 Feast/Famine Buffer — pay yourself a steady salary; the buffer absorbs slow months👥 Client Book — who owes you what, calculated automatically🦾 Deductions — Schedule C-grouped expense log that shrinks your tax bill🚀 Start Here — 5-minute setup guideWHY THIS ONE:✅ Works in Excel AND Google Sheets✅ Sample data pre-loaded — see it working before you touch anything✅ Blue = you edit, everything else calculates itself✅ No macros, no subscriptions — yours forever✅ Instant downloadBuilt for freelancers, consultants, gig workers, and anyone who invoices for a living.(Tracker, not tax advice — confirm your rate with a CPA.)

Found on Devadex — the discovery index for independent software the big search engines bury. More from gumroad.

Report this listing