Sinking Funds Tracker — Excel Savings Goal Planner for Christmas, Bills & More

Save ahead for the expenses you know are coming — Christmas, car repairs, vacation — and this tracker tells you exactly how much to save each month for every goal.Includes a Gift Budget Breakdown (list who you're buying for + occasion, auto-links to your Christmas/Birthday funds) and a Subscriptions Breakdown (auto-calculates annual cost from monthly bills).Dashboard shows total saved vs. target across every fund with live charts. Formulas are locked; you only edit the cream input cells. Includes a Quick Start Guide (PDF).

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