The Money Calm Tracker
For everyone who closes the banking app faster than they opened it.The Money Calm Tracker is a spreadsheet that does all the math, so you only do the looking: a budget that pays Future You first, a net worth tab that tracks direction instead of size, a 50 transfer savings challenge, and a subscription audit that quietly frees up real money. Fill in the blue cells, close the file, done in five minutes.New in the second edition, two new tabs: the Invisible Wealth log (record what you considered and did NOT buy, watch the running total, and see what that money compounds into at 7 percent over 10, 20 and 30 years) and Enough and Buffer (your Enough number, how many months your buffer actually covers, the monthly transfer that finishes it in a year, and your savings rate). The only spending log that makes you richer, now with formulas.Works in Excel, Google Sheets, Numbers and LibreOffice. Skipped a month? The formulas skip it with you. The number is information, not a verdict.Not sure? Buy it, fill in one month. If it is not for you, reply to your receipt within 7 days and you get your money back. No forms, no questions.
Get it → millionhealthcode.gumroad.com