Debt Payoff Tracker — Snowball & Avalanche Spreadsheet

See your debt-free date — and exactly how much time and interest you save by paying a little extra. What's inside: List every debt: balance, interest rate and minimum payment Exact payoff time for each debt Add an extra monthly payment and watch your debt-free date move up Total interest saved and months saved Snowball vs avalanche guidance so you know which debt to attack first Works in Excel, Numbers, or free Google Sheets. 100% private. No subscription — buy once, keep forever. Instant download. Estimates to guide you, not financial advice.From Steadysheet — simple trackers & templates for life and work.

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